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Terms of Use

Effective date: April 21, 2026

These Terms of Use govern your access to and use of the Receivables Companion app and this website. By using the app or website, you agree to these Terms.

1. What the service is

Receivables Companion is a personal and small-business receivables management app that helps users track money owed to them, payment schedules, reminders, and related records.

2. License

Subject to these Terms, you are granted a limited, non-exclusive, non-transferable, revocable license to use the app for your own lawful internal or personal use. You may not copy, resell, reverse engineer, redistribute, or exploit the service except as permitted by applicable law.

3. App Store distribution

If you download the app through the Apple App Store, your use is also subject to Apple’s applicable store terms, billing rules, and platform policies. Apple is responsible for billing and transaction handling for in-app purchases and subscriptions made through the App Store.

4. Purchases and subscriptions

  • Some features may require a one-time purchase or an active subscription.
  • Subscriptions renew automatically unless canceled through your Apple ID subscription settings.
  • Pricing, billing periods, taxes, refunds, and cancellation rights are handled according to Apple’s rules and the laws that apply to your purchase.

5. Advertising

The app may display ads delivered by third-party advertising providers. Ad delivery, measurement, and attribution may depend on device settings, permissions, and third-party SDK behavior. We do not guarantee the availability, content, or relevance of any advertisement.

6. Your data and responsibilities

You are responsible for the content you enter into the app, including receivable records, contacts, notes, reminder content, attachments, and supporting data. You must ensure that your use of the app and any data you store or send complies with applicable law, privacy obligations, and any contract you have with another party.

7. Acceptable use

You agree not to use the app or website to:

  • violate law or another person’s rights;
  • store or distribute unlawful, fraudulent, abusive, or misleading material;
  • attempt to interfere with the app, website, ads, purchases, or related systems;
  • scrape, copy, frame, or reproduce the service except as expressly permitted.

8. Availability and updates

We may update, improve, suspend, or discontinue features at any time. We do not guarantee that every feature will always be available, uninterrupted, or error-free.

9. No professional advice

Receivables Companion is an organizational tool. It does not provide legal, accounting, tax, financial, or debt-collection advice, and it does not replace professional judgment.

10. Disclaimer

To the maximum extent permitted by law, the app and website are provided “as is” and “as available,” without warranties of any kind, whether express or implied, including warranties of merchantability, fitness for a particular purpose, non-infringement, or uninterrupted availability.

11. Limitation of liability

To the maximum extent permitted by law, we are not liable for indirect, incidental, consequential, special, punitive, or exemplary damages, or for loss of profits, revenue, goodwill, business data, or business opportunity arising out of or related to your use of the app or website.

12. Termination

We may suspend or terminate access to the website or app-related services if we reasonably believe you are violating these Terms, causing harm, or using the service unlawfully.

13. Changes to these Terms

We may revise these Terms from time to time. Continued use of the app or website after updated Terms are posted means you accept the revised Terms.

14. Contact

For questions about these Terms, contact: service@bapps.uk

Receivables Companion

Local-first receivables management for iPhone.

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